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Why Homeowners Insurance Is Personal

Why Homeowners Insurance Is Personal

Why Homeowners Insurance Is Personal
News from TheStreet.com:

NEW YORK (TheStreet) — Insurance can’t compete with granite countertops and cutting-edge media rooms in appealing to new homeowners. But there is little doubt it’s more important than other big household costs, and thus deserves more of a homeowner’s time in choosing the right policy.

“All homeowners insurance policies are not created equal,” says John Zinno, president of Geico Insurance Agency. “Some policies offer different types of protection. Look for a standard policy that can provide broad coverage for damage to your house and any permanent structures on your property. It also covers any damage to your personal property due to causes specified in your policy as well as limited coverage for items like stolen jewelry.”

Zinno advises examining your situation before signing off on any policy.

“Do you live in a single-family home, condo or co-op? Do you rent a home but live somewhere else? These are some of the questions you have to answer to find out what’s important to you and what you need to protect,” adds Zinno.

It’s also benef…………… continues on TheStreet.com

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