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Holiday Gift Giving Sparks Questions About Adequate Insurance Coverage for Jewelry

Holiday Gift Giving Sparks Questions About Adequate Insurance Coverage for Jewelry

Holiday Gift Giving Sparks Questions About Adequate Insurance Coverage for Jewelry
News from Yahoo Finance:

WILMINGTON, N.C. , Dec. 21, 2011 /PRNewswire/ — When it comes to the top holiday gifts for women, jewelry is often in the top ten. If you plan on giving or receiving the gift of jewelry this year, have you considered what kind of protection you have for these valuables?

(Photo: http://photos.prnewswire.com/prnh/20111221/CL26404 )

A standard homeowners insurance policy typically covers jewelry but there are limits on this coverage when the jewelry is lost by theft. A typical policy will also set a limit for an individual piece of jewelry. For example, your homeowners policy could provide $ 1,500 in coverage for jewelry lost by theft, however, this usually also includes items such as furs and precious stones lost in the same peril. A standard policy will also usually set a dollar limit for any individual article of jewelry.  

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