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Flooding could cost you your homeowner’s insurance

Flooding could cost you your homeowner’s insurance

Flooding could cost you your homeowner’s insurance
News from WKYC-TV:

You may have dodged the flash floods this time, but are you prepared if you’re hit next time?

Joann and Tony Sidoti have lived in their home for 35 years. It’s flooded for the past 30 years. Early Tuesday morning, Tony woke up to find sewage had bubbled up through the flood waters and coated his basement floor.

“The damages right now, I would say $ 7,000 easy,” says Tony Sidoti.

The Sidoti’s have homeowners, flood insurance, sewer and sewer back-up coverage. But after today, they might not have any insurance at all.

Their insurance might drop them after they file this claim because they’ve had to file so many claims, including just this past February. And this wouldn’t be the first time their insurance dropped them.

“You’re going to use it. That’s why you’re paying insurance, right? I mean it doesn’t make any sense.”

The Sidotis keep getting dropped because they file claims under what’s called the sewage “add-on” or “endorsement” in their pol…………… continues on WKYC-TV
… Read the full article


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