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Check Your Insurance Before Hosting Revelers

Check Your Insurance Before Hosting Revelers

Check Your Insurance Before Hosting Revelers
News from Southwest Times Record:

For a homeowner hosting a New Year’s party, not having the proper liability coverage on a homeowner’s or renter’s policy could prove to be a costly mistake.

That’s why Chris Elkins, an Allstate agency owner in Fort Smith, said checking with one’s insurance provider about a policy’s liability coverage is important this holiday season.

“I know that with property insurance, it’s probably not brought up enough,” Elkins said. “I think everybody should be aware of it and know more about it.”

A typical homeowner’s policy will have liability coverage to some level that protects homeowners if there’s a minor accident on their property, but problems arise in the event of a serious accident, Elkins said.

“Say somebody has a couple of drinks at your house, drives home and has an accident,” he said. “God forbid they hurt somebody or kill somebody, but it’s on you. It’s all on you.”

Gary Stephenson, a State Farm Insurance spokesman ba…………… continues on Southwest Times Record

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