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7 ways to save on your homeowner’s insurance

7 ways to save on your homeowner’s insurance

7 ways to save on your homeowner’s insurance
News from CBS News:

Here’s an area where a little knowledge can mean money saved. The cost of your homeowners insurance, which averages nearly $ 1,000 a year nationwide, could come down a bit if you qualify for any of a handful of discounts that you might not be aware of.

Bankrate.com scoured homeowner policy terms from the largest issuers of the insurance in the country and identified a slew of discounts. The most common are for such things as security systems and smoke alarms, Bankrate said. But many others you could find surprising. For example, three of top 10 insurers offer an “early shopper” discount for getting a price quote and switching companies prior to your old policy expiring.

“Insurance agents often do not volunteer information about discounts, so it’s up to the consumer to ask,” Crissinda Ponder, Bankrate.com insurance analyst, said. “You can’t assume your insurer knows that you recently renovated your home or installed a new security system. A short phone call with your rep could potentially save you hundreds of dollars each year.”

Here are six other discounts in the Bankrate report you should consider:

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